Excerpt from “PARACLETE: The Spirit of Truth” March 2014
Article by Michael D. Finn
The pending bill before the Florida legislature (2014 FL H.B. 413) will remove the distinction between Florida’s more debtor-friendly collection practices statute, the Florida Consumer Collection Practices Act (“FCCPA”), and make it identical to the federal statute, the Fair Debt Collection Practices Act (“FDCPA”). The change being proposed to Fla. Stat. § 559 would replace the word “person” with the words “debt collector,” a distinction from federal law previously acknowledged by Florida courts. However, this should not be the only concern for lawyers…